Blocked from home, auto, credit, or funding approvals? We fix that.

Trusted Nationwide by Homebuyers, Entrepreneurs, and everyday people ready for better Financial Access.
Bankruptcies
Foreclosures
Repossessions
Charge-Offs
Collections
Late Payments
Student Loans
Public Records
Judgments
Child Support
Medical Bills
Hard Inquiries
We take a fast-moving, customized approach to credit repair—focused on improving your profile in ways lenders actually care about.
Clear communication, consistent updates, and guidance every step of the way—so you always know what’s happening and what comes next.
We handle everything from start to finish. You sit back while we manage the details and move your credit forward the right way.





3. Track Your Progress

Consultations are completely optional. Most clients enroll without a call because our results speak for themselves.
But if you’d like clarity before getting started, we’re here to talk.
Understand how credit repair works?
Get answers about your specific credit concerns?
Want to know what improvements past clients have experienced?
You can speak with us directly for 15 minutes to get clear, confident next steps. Completely free.
To Educate, Empower, and Transform the Credit and Financial Future of individuals.
We understand how overwhelming and discouraging credit problems can feel. Many of us were never taught how credit works- yet it impacts almost every part of life.
A low credit score doesn’t define you. You’re not out of options, and second chances ARE possible.
Many don’t know that, and they end up feeling “Stuck” and “Doomed”. Credit CAN be Fixed, and we’re here to make that journey clear, supportive, and achievable.
Built on over seven certifications, our process is rooted in Education, Transparency, and proven Credit repair Strategies.
We believe everyone deserves a fresh start, and we’re committed to helping you get yours.
Removal of all negative items hurting your score, including collections, charge-offs, late payments, repossessions, bankruptcies, and much more. 6 rounds of disputes included.
Updates sent every 30–40 days
24/7 access to your client portal
Full deep-dive credit analysis
All disputes handled for you
Dedicated client support
6 rounds of disputes included.
Full deep-dive credit analysis
All disputes handled for you
Dedicated client support
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/aseandco/free-15-min-consultation-call
Most clients begin to see changes within the first 30–60 days. However, timelines vary based on your credit profile, the items being disputed, and how creditors respond.
Disputing inaccurate or unverifiable information does not hurt your credit score. In many cases, removing incorrect negative items can help improve your overall credit profile over time.
Yes. We review bankruptcies and charge-offs for accuracy, completeness, and compliance, and dispute any information that appears inaccurate or unverifiable.
We dispute closed/negative accounts only.
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.
If you use our affiliate link, the monthly charge will be around $19. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!
The basic package includes 3 rounds (typically takes around 3 months), and the premium plan includes 6 rounds (typically around 6 months). However, the majority of our clients start seeing results in the first 90 days.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
You can expect to see results in at least 30 days, with the full process taking up to 210 days in some cases.
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
ASE & Co. provides credit education and accuracy-based dispute services in accordance with the Fair Credit Reporting Act (FCRA). We do not guarantee specific results, and individual outcomes may vary based on credit history and profile.